Financial workflows differ by institution. Their data architecture must reflect that.
Markets IQ builds the data layer beneath institutional financial workflows. The work begins with the records each institution manages, the calculations those records support, and the controls required before an output reaches a committee, management team, auditor, or authority.
The same engineering principles apply across sectors: preserve source records, resolve business identities, reconcile data before calculation, version rules and assumptions, route exceptions, and connect outputs to their supporting evidence.
Select a sector to see the workflows where these principles are applied.
Banking
Credit, balance-sheet, funding, collateral, and reporting workflows
Asset Management
Investment, valuation, portfolio, liquidity, and reporting workflows
Private Markets
Investment, borrower, portfolio-company, property, and valuation workflows
Corporates
Trade, planning, strategy, treasury, and real estate workflows
Data architecture for credit, balance-sheet, and finance operations
Banking decisions draw from core ledgers, treasury systems, borrower submissions, credit files, collateral records, legal documents, market inputs, and regulatory parameters. These sources frequently use different product codes, facility identifiers, account definitions, repricing conventions, and reporting periods.
Markets IQ connects those records before they enter calculations or approval workflows. The architecture establishes common borrower, facility, instrument, position, cash-flow, covenant, collateral, and scenario records while preserving the values received from each source.
This allows credit, finance, treasury, and risk teams to use the same institutional definitions across analysis, monitoring, committee review, and reporting.
Credit Flow
Structures borrower and facility information from submitted financial statements through spreading, projections, covenant testing, monitoring, exceptions, and committee review.
ALM Engine
Connects positions, funding instruments, contractual cash flows, behavioral assumptions, curves, and scenarios through reproducible calculation runs.
Enterprise Valuation Engine
Structures borrower forecasts, capital structure, downside scenarios, and enterprise-value calculations used as controlled inputs within credit analysis.
Real Estate Investment Evaluation Engine
Connects property, lease, operating, financing, and scenario records for collateral analysis, debt-service assessment, and credit monitoring.
Alternative Assets Valuation and Governance Engine
Maintains controlled valuation inputs, methodology versions, adjustments, and review evidence for applicable held investments.
Consistent investment, valuation, and portfolio records across reporting periods
Asset management workflows combine accounting records, administrator and custodian files, manager submissions, investment documents, valuation models, portfolio-company reporting, property data, and external reference sources.
Identifiers, classifications, ownership records, valuation assumptions, and reporting dates often vary across these inputs. Reviewers then spend substantial effort reconstructing the relationship between a reported value and its underlying cash flows, methodology, assumptions, adjustments, and approvals.
Markets IQ structures these inputs around common investment, instrument, position, transaction, cash-flow, valuation, and review records. Original source values remain available while approved mappings and calculation rules create consistent portfolio definitions.
Alternative Assets Valuation and Governance Engine
Maintains recurring valuation records across investments, methodologies, assumptions, adjustments, periods, and committee reviews.
Enterprise Valuation Engine
Connects company financial statements, operating drivers, capital structure, scenarios, methodologies, and valuation calculations.
Real Estate Investment Evaluation Engine
Carries property-level cash flows, leasing assumptions, capital programs, financing, and approved values into portfolio measures.
Credit Flow
Supports private credit workflows through borrower spreading, covenant tests, facility monitoring, exception records, and portfolio review.
ALM Engine
Supports liquidity and rate-exposure analysis where portfolio mandates require contractual cash flows, assumptions, curves, and scenario control.
A persistent investment record across the holding period
Private markets workflows combine portfolio-company financial statements, operating models, debt agreements, ownership records, investment memoranda, property files, covenant tests, valuation workbooks, and committee materials.
The assumptions approved during underwriting frequently become separated from the information used during monitoring, covenant review, valuation, and exit planning. Portfolio companies also submit data through different templates, definitions, and reporting calendars.
Markets IQ creates a persistent investment record that connects the original evidence, approved assumptions, financing structure, operating performance, covenant status, valuation history, strategic milestones, exceptions, and committee decisions.
The manager gains continuity across workflows while asset-specific terms remain available through controlled extensions to the common model.
Enterprise Valuation Engine
Structures operating forecasts, capital structure, scenarios, assumptions, and enterprise or equity value calculations for investment review.
Alternative Assets Valuation and Governance Engine
Maintains recurring methodology, input, adjustment, approval, and period-movement records across illiquid investments.
Credit Flow
Connects borrower data, facilities, contractual terms, spreading, covenants, exceptions, monitoring, and credit committee decisions.
Real Estate Investment Evaluation Engine
Supports acquisition, development, conversion, operation, financing, refinancing, and exit scenarios through a common property record.
Global Enterprise Strategy Evaluation Engine
Connects investment-thesis evidence, strategic assumptions, execution initiatives, dependencies, review conditions, and subsequent outcomes.
Trade Evidence by Markets IQ
Supports portfolio-company monitoring where origin, tariff exposure, supplier evidence, and trade documentation create a material operating exposure.
Connected evidence for trade, planning, strategy, treasury, and real estate
Corporate decisions draw from enterprise systems, engineering records, supplier files, operating models, treasury data, contracts, property records, regulatory sources, and management assumptions.
Each function maintains its own identifiers, periods, classifications, and approval process. Important calculations then depend on manual reconciliation and repeated transfers between spreadsheets, documents, and presentations.
Markets IQ creates a shared institutional record beneath these workflows. Source facts remain preserved. Mappings and calculations carry versions. Management assumptions remain distinct from reported information. Exceptions, approvals, and supporting evidence stay connected to the resulting decision or output.
Trade Evidence by Markets IQ
Connects component, supplier, engineering, logistics, customs, cost, certificate, and rule data from product structure through authority response.
Enterprise Valuation Engine
Structures financial statements, operating drivers, budgets, capital structure, scenarios, methodologies, and valuation calculations.
Global Enterprise Strategy Evaluation Engine
Converts dispersed planning material into structured evidence, assumptions, strategic options, financial effects, dependencies, conditions, decisions, and later outcomes.
Real Estate Investment Evaluation Engine
Connects sites, properties, spaces, leases, operating costs, capital programs, financing, comparables, and strategic property alternatives.
ALM Engine
Applies position, funding, cash-flow, curve, and scenario architecture to treasury workflows with similar exposure and reproducibility requirements.
Different workflows can use the same controlled foundation
A borrower record, an investment record, a property record, and a trade evidence record serve different decisions. They can still use common engineering components for source ingestion, document extraction, identity resolution, mapping, validation, reconciliation, calculation control, exceptions, approvals, and evidence production.
The Engineering page explains these shared layers. Platforms and Solutions shows how they have been applied to specific institutional workflows.
This structure allows Markets IQ to begin with the institution’s actual problem instead of forcing it into a predefined software category.
Start with the workflow that matters.
Describe the decision or output, the systems and documents behind it, and the review obligation it carries.