Section 01

Data Controller

The data controller responsible for your personal data is:

Markets IQ
Operations: Ciudad de México, México  ·  Miami, Florida, USA
Privacy contact: contact@marketsiq.io
Website: marketsiq.io

For matters relating to European Union and United Kingdom residents, if a formal Data Protection Officer (DPO) is appointed, contact details will be updated here. All privacy requests should be directed to the email above.

Section 02

Data We Collect

We collect only the minimum personal data necessary to provide our services and respond to institutional inquiries. We process personal data of representatives, employees, and directors of the financial institutions that engage with us.

2.1 Data you provide directly
2.2 Data collected automatically
2.3 Data we do not collect
Section 03

Purposes of Processing

3.1 Primary purposes (necessary for our relationship)
3.2 Secondary purposes (with your consent or on legitimate interests grounds)

You may object to secondary purposes at any time by contacting us at contact@marketsiq.io.

Section 04

Legal Basis for Processing

We rely on the following legal bases for processing personal data. Where multiple bases apply, we identify the primary basis for each activity.

Processing ActivityLegal Basis (GDPR / Equivalent)
Responding to an institutional inquiry submitted via our contact formLegitimate interests (Article 6(1)(f) GDPR) — processing is necessary to respond to a business request; performance of pre-contractual measures (Article 6(1)(b))
Scheduling and conducting technical briefingsPerformance of a contract / pre-contractual steps (Article 6(1)(b) GDPR)
Sending institutional research and market updatesLegitimate interests (Article 6(1)(f) GDPR); consent where required by local law
Website analytics (aggregated, anonymised)Legitimate interests (Article 6(1)(f) GDPR)
Language preference (sessionStorage)Strictly necessary for website functionality — no consent required
Compliance with legal obligations (tax, financial regulation, court orders)Legal obligation (Article 6(1)(c) GDPR)

Where we rely on legitimate interests, we have assessed that our interests are not overridden by your data protection rights. You have the right to object to such processing at any time (see Section 8).

Section 05

Data Sharing and Disclosure

We do not sell, rent, or trade personal data to third parties. We disclose personal data only in the following limited circumstances:

We require all third-party processors to implement appropriate technical and organisational security measures consistent with their obligations under applicable data protection law.

Section 06

International Data Transfers

Markets IQ operates across Latin America and the United States. Personal data may be transferred between our operational locations (Mexico City and Miami) and to cloud infrastructure providers.

6.1 EU/UK data subjects

Where we transfer personal data from the EU or UK to countries not recognised as providing adequate protection, we implement appropriate safeguards, including Standard Contractual Clauses (SCCs) approved by the European Commission, or the UK equivalent (International Data Transfer Agreement). A copy of the applicable transfer mechanism may be requested at contact@marketsiq.io.

6.2 Brazilian data subjects (LGPD)

Processing of data of Brazilian residents is conducted under the applicable legal bases established by the LGPD. Where data is transferred outside Brazil, such transfers are made in compliance with Chapter V of the LGPD, relying on international data transfer agreements, consent, or global corporate policies as appropriate.

6.3 LATAM institutional client data

Portfolio data, credit data, and other sensitive financial information provided by institutional clients is hosted on cloud infrastructure in LATAM-region data centres (AWS São Paulo, Google Cloud Mexico, or equivalent). Such data does not leave the LATAM region without explicit written client authorisation.

Section 07

Retention Periods

We retain personal data only for as long as necessary for the purposes described in this Notice, or as required by law.

Data CategoryRetention PeriodBasis
Contact form submissions (pre-engagement)24 months from last contactLegitimate interests; statutory limitation periods
Client engagement data (active clients)Duration of relationship + 5 yearsContractual and legal obligation
Financial records and audit trails5–10 years depending on jurisdictionTax, financial regulation (CNBV, CVM, IRS, SAT)
Website analytics data (anonymised)26 months rollingLegitimate interests
Session language preferenceBrowser session only (sessionStorage)Strictly necessary functionality

Upon expiry of the applicable retention period, personal data is securely deleted or irreversibly anonymised.

Section 08

Your Rights

Depending on your jurisdiction, you have the following rights regarding your personal data. To exercise any right, submit a written request to contact@marketsiq.io with proof of identity. We will respond within the statutory deadline applicable to your jurisdiction.

8.1 Rights under GDPR (EU / UK residents)

Access (Art. 15)

Obtain confirmation of whether we process your data and receive a copy of it.

Rectification (Art. 16)

Have inaccurate or incomplete personal data corrected without undue delay.

Erasure (Art. 17)

Request deletion of your data where there is no legitimate purpose for continued processing.

Restriction (Art. 18)

Request that processing be limited pending resolution of accuracy or objection issues.

Portability (Art. 20)

Receive your data in a structured, machine-readable format and transmit it to another controller.

Objection (Art. 21)

Object to processing based on legitimate interests or for direct marketing purposes.

Response deadline: 30 days (extendable to 90 days for complex requests with notification). You also have the right to lodge a complaint with your national supervisory authority.

8.2 Rights under LFPDPPP (Mexico — Derechos ARCO)

Response deadline: 20 business days from receipt of request, as established by the LFPDPPP.

8.3 Rights under LGPD (Brazil)

Response deadline: 15 days as directed by the ANPD.

8.4 Rights under Colombian Law 1581/2012 (Habeas Data)
8.5 Rights under Chilean Law 19.628 and Law 21.719
8.6 Rights under Argentine Law 25.326 (Habeas Data)
Section 09

Cookies and Tracking Technologies

Our website uses minimal tracking technologies:

TechnologyPurposeStorageDuration
sessionStorage (language preference)Remembers your chosen language (EN/ES) to prevent unwanted redirectsBrowser only — never transmitted to our serversBrowser session only — cleared on close
Basic analytics (if implemented)Aggregate, anonymised website performance data — no individual trackingServer-side aggregation only26 months rolling, then deleted

We do not use advertising cookies, third-party tracking pixels, social media tracking, or behavioural profiling technologies. We do not share any browsing data with data brokers or advertising networks.

The sessionStorage language preference does not constitute a "cookie" under ePrivacy Directive definitions as it is not transmitted to our servers and is cleared at session end. No consent banner is required for this functionality.

Section 10

Data Security

We implement appropriate technical and organisational measures to protect personal data against unauthorised access, accidental loss, alteration, or disclosure. These measures include:

No method of transmission over the internet or electronic storage is completely secure. While we take commercially reasonable precautions, we cannot guarantee absolute security.

Section 11

Jurisdiction-Specific Provisions

11.1 European Union and United Kingdom — GDPR

Processing of personal data of EU and UK residents is carried out in accordance with Regulation (EU) 2016/679 (GDPR) and, for UK residents, the UK GDPR as retained in domestic law by the Data Protection Act 2018. If you are an EU or UK resident and believe we have not handled your data in accordance with applicable law, you have the right to lodge a complaint with the supervisory authority in your Member State of residence.

11.2 Mexico — LFPDPPP

The processing of personal data of Mexican residents is conducted in strict compliance with the Ley Federal de Protección de Datos Personales en Posesión de los Particulares (LFPDPPP), its Regulations, and the Privacy Notice Guidelines issued by the INAI. This document constitutes the Aviso de Privacidad Integral of Markets IQ as required by the LFPDPPP.

To exercise ARCO rights or revoke consent, send your request to contact@marketsiq.io. Include your full name, proof of identity, the data subject to your request, and any additional information facilitating localisation of your data. We will respond within 20 business days.

For secondary purposes (market communications), you may indicate your objection by emailing us at any time. This will not affect the primary service relationship.

11.3 Brazil — LGPD

The processing of personal data of Brazilian residents is conducted in compliance with the Lei Geral de Proteção de Dados Pessoais (LGPD — Law 13.709/2018) and regulations issued by the Autoridade Nacional de Proteção de Dados (ANPD). Our primary legal bases for processing are legitimate interests (Art. 10 LGPD) and, where applicable, contractual necessity (Art. 7(V) LGPD) and legal obligation (Art. 7(II) LGPD). Brazilian residents may lodge complaints with the ANPD at www.gov.br/anpd.

11.4 Colombia — Law 1581/2012

The treatment of personal data of Colombian residents is conducted in accordance with Ley 1581 de 2012 and Decree 1377/2013. Data subjects may contact us to exercise their rights, update their data, or revoke authorisation. Complaints may be filed with the Superintendencia de Industria y Comercio (SIC). We treat Colombian personal data only upon obtaining prior, express, and informed authorisation from the data subject, except where an exemption under applicable law applies.

11.5 Chile — Laws 19.628 and 21.719

The treatment of personal data of Chilean residents is conducted in compliance with Ley 19.628 sobre Protección de la Vida Privada and, as applicable, with Ley 21.719 (Chile's modernised data protection framework). Data subjects may exercise their rights as described in Section 8 and may file complaints with the competent supervisory authority designated under Chilean law.

11.6 Argentina — Law 25.326

The treatment of personal data of Argentine residents is conducted in compliance with Ley 25.326 de Protección de los Datos Personales and its regulatory decree. Argentine residents have the right to access, rectify, and delete their data free of charge every six months. The Agencia de Acceso a la Información Pública (AAIP) is the competent authority for complaints: www.argentina.gob.ar/aaip.

Section 12

Contact and Complaints

For any question, concern, or request relating to this Privacy Notice or the processing of your personal data, please contact us:

Markets IQ — Privacy Unit
Email: contact@marketsiq.io
Subject line: "Privacy Request — [Your Jurisdiction]"
We aim to acknowledge all requests within 5 business days and resolve them within the statutory deadline applicable to your jurisdiction.

Supervisory authorities
JurisdictionAuthorityWebsite
EU Member StatesYour national Data Protection Authority (DPA)edpb.europa.eu
United KingdomInformation Commissioner's Office (ICO)ico.org.uk
MexicoInstituto Nacional de Transparencia, Acceso a la Información y Protección de Datos Personales (INAI)inai.org.mx
BrazilAutoridade Nacional de Proteção de Dados (ANPD)gov.br/anpd
ColombiaSuperintendencia de Industria y Comercio (SIC)sic.gov.co
ChileConsejo para la Transparencia / Competent data authorityconsejotransparencia.cl
ArgentinaAgencia de Acceso a la Información Pública (AAIP)argentina.gob.ar/aaip
Changes to this Notice

We may update this Privacy Notice to reflect changes in our practices or applicable law. Material changes will be notified via a prominent notice on our website. The date of the most recent revision appears at the top of this document. We encourage you to review this Notice periodically.